MSB ACQUISITION SUPPORT
The right opportunity
starts with the right questions.
Buying an MSB is a business decision. Start with your operating model, the company’s actual position and the steps that remain after an introduction.
FOR FOUNDERS AND OPERATORS
A focused path from enquiry to evaluation.
Suitable for buyers with a defined business model, identifiable ownership and a realistic budget for both acquisition and ongoing operation.
01Requirements first
We discuss your planned services, customer locations, preferred jurisdiction, budget and experience.
Share your requirements →02Opportunity fit
Where suitable opportunities are available, we coordinate an introduction and an authorized information summary.
Understand the process →03Informed next steps
The parties establish the professional diligence, agreements, regulatory steps and handover work required.
Discuss your next step → Opportunities are subject to availability, seller authorization and buyer qualification. An enquiry does not reserve a company or guarantee a match.
BEFORE YOU COMMIT
Look beyond
the registration number.
The opportunity should make sense for your intended business—not just look attractive on paper.
- Ownership, authority to sell and operating history
- Registration status, recorded activities and expiry
- Liabilities, filings and outstanding obligations
- Banking arrangements and ownership-change conditions
- Professional fees and ongoing operating costs
- Required approvals, closing conditions and handover
SCOPE & FEES
Understand the full commitment.
The company’s asking price and Apex’s service or introduction arrangements are separate matters. Relevant fees, the payer, responsibilities and payment milestones are set out before engagement.
Where Apex is paid by a seller or another provider, that role is disclosed as appropriate. Independent legal, accounting and compliance advice should be separately arranged.
BUYER QUESTIONS
Know the distinctions.
Does buying an MSB mean I can operate immediately?
Not necessarily. The answer depends on the company, transaction structure, intended activities and applicable requirements. Closing and operational readiness can be separate milestones.
Is a Canadian FINTRAC registration a licence?
No. FINTRAC registration is not a licence or endorsement. Additional requirements may apply to the business.
Read FINTRAC’s explanation.
What if the company is also a registered payment service provider?
A planned acquisition of control of a Canadian registered PSP generally requires a new Bank of Canada application and re-registration before closing, subject to the applicable rules.
Read the Bank of Canada guidance.
Will an existing bank account remain available?
Banking arrangements require transaction-specific confirmation. Continued access, new ownership and the proposed activities must not be assumed to be accepted by a bank.
Can I discuss selling my MSB?
Yes. Tell us the jurisdiction, current business status and your authority to act for the owner. Please do not send identity documents, account details or confidential corporate files with an initial enquiry.
What if starting a new company is a better fit?
Raise that during the requirements discussion. Any setup or registration work needs a confirmed provider, scope and fee before it is offered as an engagement.